To be on not to be?

[Sinister]

Hey guys,
Got a dilemma, just wanted to hear your opinion and what would you do
We recently had a baby and I decided I can't be bothered to travel as I want to be around.
Got two offers at the moment (both within 5min driving)
1) Be a manager for independent on self employed basis @£23, 5 days a week, 9 hours a day, NO MURS as no consultation room, 10k items a month, enough staff to get the things done, have 1hr lunch and probably another hour at the end of the day just to chill out.
2) Manager for chain. 5days x 9.5h. £55-57k+ bonus + usual stuff like 5weeks hols, bank hol, etc. 10k items a month + ACT. In general, it's well staffed branch. Report MUR figures pretty much on daily basis with the explanation if you haven't achieved your target.

So here I am.. totally confused..
The thing is, the independent can get rid off me if found somebody cheaper or for any unknown reasons as there would be no contract.

Could someone tell me how much 55k would be in real money? What sort of taxes I pay if I'm employed?

[Pharmanaut]

Hey guys,
Got a dilemma, just wanted to hear your opinion and what would you do
We recently had a baby and I decided I can't be bothered to travel as I want to be around.
Got two offers at the moment (both within 5min driving)
1) Be a manager for independent on self employed basis @£23, 5 days a week, 9 hours a day, NO MURS as no consultation room, 10k items a month, enough staff to get the things done, have 1hr lunch and probably another hour at the end of the day just to chill out.
2) Manager for chain. 5days x 9.5h. £55-57k+ bonus + usual stuff like 5weeks hols, bank hol, etc. 10k items a month + ACT. In general, it's well staffed branch. Report MUR figures pretty much on daily basis with the explanation if you haven't achieved your target.

So here I am.. totally confused..
The thing is, the independent can get rid off me if found somebody cheaper or for any unknown reasons as there would be no contract.

Could someone tell me how much 55k would be in real money? What sort of taxes I pay if I'm employed?

Can you be a self-employed locum on the basis of the first?
My understanding is that it does not fit the criteria of being a locum.

[johnep]

Correct, must work at more than company. However, a Sunday locum once a month at the multiple might suffice.
johnep

[Sinister]

Well , I guess they just want me to be an unofficial manager then who is theoretically a locum. Most of independents do that in these days, it just works out cheaper.. Infact ~£7k cheaper per year according to my calculations.

[Sinister]

Am I right thinking that the only differences moneywise between employed and self employed is 3% in NI and expenses claims?

[Defblade]

Take the first job and you're in a sticky position with HMRC. Not just the working for one company - you might be on a long-term position as a locum (although over an entire tax year would get a bit dodgy) - but also doing "manager" jobs. The PDA have an article somewhere about which duties count for what with the Revenue. As for contract - if you were considered employed, one would exsist at a minimum statutory level... but there was a tribunal case were someone who had been working as locum long term tried to sue for being sacked and the judge told them in no uncertain terms he couldn't have it both ways. Maybe a proper contract for locum services, rolling for say 3 months at a time, would protect both of you (employer could be assessed for NI etc as well).

On the whole though, that situation does stack things somewhat in favour of the boss.




The other job.... all I can say is, be sure you're a round peg for a round hole. I'm a very square peg indeed and it'll be a bleak day if I have to sign up for a multiple again... and I change my name to Faust. Having said that, 55k is approx £3k/month take home which is a lot more than you'll get the other place. Don't ever expect to achieve your bonus though. Have you actually worked in the branch to know the figures and staffing you've been told are accurate and up to date?

[johnep]

When I used to work as a locum in the early days, was expected that the locum was a 'locum manager' I therefore cashed up, prepared the banking, even took on staff. Nowadays, none of these expected from a locum as judged 'non professional'.
lloyds would not allow me to work the till.
johnep

[Sinister]

Defblade & johnep, thanks very much for clarifying 'locum manager' position as I have never even thought about it.

I have worked in both places for quite a bit recently and both were fine. Staff levels were reasonable. I've got no issues with MUR targets, even though I don't like them (99% of them). Not sure about other targets, do they depend on me...? well, will see how it goes... At the begining I was leaning towards 'locum manager' position but now it's kind of other way round..

[eagleuk]

if the salary for 47.5 hours is 57k and rpsgb fees is paid then regular emplye. manager is gr8.It might be more cost effective for you to work as part time locum and that way you can save more money in tax.The other advantage is paid 5 week holidays.In some independents ,one has to order from 5 different places and ordering is quite erratic.In big chains we just press the button and order goes .
Although some advantages are there like they paid about 40% of the consultation fees from the pct services like smoking,minor ailment ,mur ,vaccination ,etc.If they are doing good number of extra services then it might be worth to join the indep.

[pharm112]

I would go with being employed especially with those figures. If you have a new born baby you need security especially presuming that one parent will stay @ home to look after baby? is 55-57k the going rate for a manager?

Hey guys,
Got a dilemma, just wanted to hear your opinion and what would you do
We recently had a baby and I decided I can't be bothered to travel as I want to be around.
Got two offers at the moment (both within 5min driving)
1) Be a manager for independent on self employed basis @£23, 5 days a week, 9 hours a day, NO MURS as no consultation room, 10k items a month, enough staff to get the things done, have 1hr lunch and probably another hour at the end of the day just to chill out.
2) Manager for chain. 5days x 9.5h. £55-57k+ bonus + usual stuff like 5weeks hols, bank hol, etc. 10k items a month + ACT. In general, it's well staffed branch. Report MUR figures pretty much on daily basis with the explanation if you haven't achieved your target.

So here I am.. totally confused..
The thing is, the independent can get rid off me if found somebody cheaper or for any unknown reasons as there would be no contract.

Could someone tell me how much 55k would be in real money? What sort of taxes I pay if I'm employed?