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Originally Posted by Ray  thanks for all the tips, will get them sorted later no, now i need to get my money back ad a priority and BLOCK the online banking service before he nicks the remaining 90 pounds in my account 
i only used the petrol cash machine once in the past months, and yes it was 1 week before the money transfere occured. i
1-w can i prove for them that i DID NOT make a transfere to the guy listed undet my transaction history??? i dont believe the transfere was made ONLINE......
2-have never done an ONLINE bank transfere before, how could he add him self under the payee list? he is the only person........
3- will the polic be of any help in terms of providing a case reference if i call them from outside the UK??? or they have to come, sit with me, open a new case then provide me a ref number?
4- i had 1099 pound in my account, 1005 pounds have been stolen from me....... why not all???
i hate online banking, as soon i sort this problem, i will CLOSE my bank account with lloyds and go with another bank........ hell to online banking |
1. you can prove it was fraudulent - therefore the bank will be happy to help.
2. extremely easy to do once you have someone's bank details.
3. the local police back home will probably want a statement but i have no experience in dealing with our police from abroad. a phone call can't hurt. the important thing is to tell the bank asap to lock down further raids on your account.
4. Once they view your balance they never take the full amount because the refusal of funds transfer can flag them up as suspicious to the bank at their end sooner.
5. Don't blame the bank. it's very unlikely that your details were stolen directly from them and they act in good faith most of the time.
To play devil's advocate, it was your lack of foresight / inability to keep basic things secure which has led to this fraud. Identity theft is the modern criminal's playground and you have to make damn sure you keep your details safe these days. It pays to think like a bastard (pardon the language).