Re: Exam+fees
When you first register you don't pay the full yearly fee, you pay a bit under half of it. Not sure what lawyers fees you have to pay though - I didn't have to pay any and it's not something my pre-reg has mentioned.
Re student accounts - most banks reduce your interest free overdraft gradually after you graduate. I graduated in 2005 and somehow still have a £1500 interest free overdraft available to me.
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